School District Hail Damage Claims
Have the schools in your district suffered hail damages? School districts are often a focal point of communities. A school’s property insurance is meant to protect the property and ensure that the downtime after a natural disaster is limited. A school closure impacts children, their entire family, and the surrounding community.
Since public education systems are supported by tax revenue the school may be forced to take out bonds or tax revenue may be diverted from other programs in order to repair or rebuild the school building. You would think an insurance company would work double time to ensure that educational institutions are repaired quickly. Even if the school district or university has commercial insurance, insurance companies have no qualms about manufacturing excuses to deny coverage or delay payments. In turn, the school may be left with millions of dollars in damage and students may have to put their education on hold.
When Hurricane Ike hit the Houston area, the University of Houston was badly damaged. The Law Center library flooded and many of the books were lost. More recently, in April of 2016, Wylie, Texas was forced to shut down 19 of its campuses due to hail damage. When a disaster strikes, it’s critical that repairs are made quickly. Insurance companies often put their own profits ahead of doing what’s right or required by contract.
In the event of a natural disaster – a hail storm, fire, or even a major plumbing leak that floods a building – a school may not be able to function. School insurance policy and coverage can be complicated due to the type of coverage for books, computers, furniture, gym equipment, and the buildings themselves .
For this reason, we encourage school districts to seek legal advice when dealing with insurance claims for damages caused as a result of natural disasters and/or weather-related events. The attorneys with the Amaro Law Firm have the experience to thoroughly review your case, identify potential problems and help you in the event you are facing unfair delays and denials. Please contact us today for a free claim review to learn more about how we can help make your school whole again.
If you are a contractor and/or roofer and would like to know about the benefits of working with the Amaro Law Firm, please click here.
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